Archive for the money Category

Facing The Past And Looking Forward

Posted in Family, Fatherhood, Life, Love, Marriage, Motherhood, Parenting, Survival, Thought, health, loneliness, memories, money, people, relationships, retirement, society, teenagers with tags , , , , , , , , , , , , , , on June 24, 2008 by ocdiva

Today is my son’s 17th birthday. What a difference a year makes.

Last year, my husband, son and I were in a Destin, Florida townhouse on the bay celebrating his birthday with his first lobster. Laying by the pool, feeling the sun on our faces. A life taken for granted. A life now gone.

Today, my husband and I are not together, and divorce is down the road. I was downsized for a second time, and just started ANOTHER job. Between my unemployment and the high cost of living, all our money is gone… there won’t be any more trips for a long time. I am broke until I get my first paycheck Friday.

My son Dylan is recovering from a much-needed surgery, which is the only silver lining in the dark clouds I face every time I stop and let myself think. 

I know that analyzing yesterday isn’t as important figuring out tomorrow. But it is overwhelming. After 22 years of security, contentment, love and companionship, it’s hard to just see one car in the driveway. When Stephen was in Ohio, I knew he was coming home. This time he isn’t.

The details of all that led up to this seem trivial now; they are the same things that break up marriages every day… because while all divorces are different, they are essentially the same. They are the end. They hurt. They are the death of a family.

I watch my son shutting out his father, but there is a conflict I cannot fix. I cannot heal their relationship. I can only hope that one day they find their way back to each other. Tonight, Stephen is coming by to see Dylan for his birthday, but I don’t know what to expect. I can only hope at some point, they can be close again.

For me, it’s the letting go that’s hard… not so much saying goodbye to the past, but losing dreams I shared with Stephen, for our future. That is what I grieve the most. Knowing that next year, when my son is feeling better, the three of us won’t be back in Destin to have more lobster. And all the other things we will never do. It breaks my heart.

But like I said, what a difference a year makes. After everything life has taught me, I wouldn’t dare guess what could happen by the time he turns 18. I just know with time, I feel… I hope… and I HAVE TO BELIEVE that as he recovers, my heart will also mend. And we’ll both be able to see through the clouds. Maybe even feel the sun on our faces again. 

 

Nothing Like Cheating Death To Put Things In Perspective

Posted in Death, Family, Life, Marriage, Survival, Thought, Women, Working, health, money, people, relationships with tags , , , , , , , , , , , , , on April 25, 2008 by ocdiva

My husband got very lucky this week. He was at work, under a tractor, when the guy in the cab pulled the wrong lever and the tractor jumped. The wheel rolled up over Stephen’s foot, onto his calf up to the the side of his knee and landed there, pinning him on a cushion of gravel. Had it been asphalt, his bones would have been shattered.

He said it was the longest five mintues of his life, his leg under all that weight, and his foot sticking out the other side of the tire. He lay there screaming at his partner, as they poor guy rushed to get a crane to lift it off of his leg.

He expected blood. He expected the searing pain of shattered bone, but as bad as it was, nothing was broken. After the paramedics left, in a combination of adrenaline and shock, he hobbled to his truck and drove home.

He said his biggest mistake was ignoring the gut feeling he had moments before the steel monster landed on him. He said he thought, “that thing is gonna get me” but he didn’t move in time. His first worry was missing work.

Now that it has been a couple of days, we both began to realize how lucky he was. Not just that he didn’t lose a leg. Or weeks of income. Had he been lying in some other position he could have easily lost his life, or an arm, and the ability to play guitar. I think that gratitude helps get him through the hellish days of sitting at home, hostage to horrible TV programming and restlessness.

In the meantime, I’ll be purchasing some life insurance on him. We were living without it, and I had never worried about it much. He always said his mom and dad would “take care” of me and Dylan if something happened to him. Well, I don’t trust that anymore. We would be screwed. His mom is a selfish you-know-what, and frankly, I don’t want to ask her for a dime.

Also, I found this very interesting and thought I’d share it: if I take out a life insurance policy on my husband, I would pay no taxes if I were to collect on that policy. But if he were he to purchase the policy and name me as a beneficiary, I would be responsible for taxes on that income. (Got that tip from The Suze Ormand Show.)

I guess now if I’m shopping for life insurance, I can’t make fun of the SelectQuote commercials anymore. I am one of those people they wanted to scare and it worked.  

 

15 Things That Work Better Than Ambien (Except More Ambien)

Posted in America, Blue Cross, Health insurance, Insomnia, Life, Survival, Thought, health, ideas, medication, money, society with tags , , , , , , , , , , on April 12, 2008 by ocdiva

I took an Ambien CR at 8 p.m. one night this week. I was up again around 1:00 a.m., with a strange urge to work in my garden. Hello? It’s nightime!!!!

This medication is awful, for three reasons: it doesn’t do what it is supposed to, my insurance company won’t cover the good stuff (Rozerem) and it cost a lot more than some Benadryl.

So here are 15 things I have found that work better at helping me relax or making me sleepy (sometimes they aren’t the same thing):

15. New Age music (no flutes, please!!!)

14. Counting backward from 100 by threes. A frustrating mathematical loop that shuts my mind down.

13. C-Span

12. A power or cable outage. Just wake me up when the lights are back on.

11. Driving for 11 hours.

10. Listening to my mother-in-law on the phone (not relaxing! but BORING!)

9. Hot chocolate (two packets in a huge mug)

8. Reading anything educational (don’t make me learn…)

7. Alcohol

6. A hot bath with candles

5. A hot bath with alcohol (candles + alcohol= danger)

4. The sound of rain

3. Two Tylenol PM 

2. Good weed

1. Benadryl